Are you better off switching banks? Or should you stay loyal?

The Current Account Switch Service becomes a teenager next month. It's been 13 years since it became possible to switch your current account provider in as little as 7 days. But is it always worth it?

In this episode, Which? money news editor Grace Witherden talks us through the bank switching process, including why banks are happy to give you hundreds of pounds if you choose to become a customer of theirs.

Grace helps you weigh up whether or not switching just for the monetary incentive is worth it, and whether other factors - such as app functionality, fee-free spending abroad, and other perks - should be taken into account.

Plus, Caitlyn Eastell, personal finance analyst at Moneyfacts talks us through the current switching deals on the market.

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