Mark Munzenberger and Nicole Bernacik ~ Money Monday - UMCU

May 12, 2025 ~ Lucy Ann Lance talks with Mark Munzenberger, Financial Education Manager and Nicole Bernacik, Financial Specialist with The University of Michigan Credit Union for today's Money Monday. The conversation focuses on setting clear financial goals. They discuss prioritizing spending, measuring progress, and staying accountable. Mark and Nicole introduce the concept of SMART goals: specific, measurable, achievable, relevant, and time-bound, and encourage listeners to start now and track progress monthly. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.