5FF Short Cut: Ruinous Rates Run Riot: 5FF

Sources for every fact: https://mhwc.co.uk/blog/5-fact-friday-9th-october-2026/ Five-year fixed mortgage rates hit 6%, making moving harder, slower and more prone to fall-throughs. Kemi Badenoch and the Tories plan to abolish stamp duty on all primary residences. Some first-time buyers could need a deposit of just £3,600 under Your First Home, which means up to 97.5% debt on a home that could lose 16% of its value the day you move in. The RICS survey shows agents expect slow, low transaction...