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Financial guidance and education provided by: Wharton Investment Consultants 5010 Canby Drive, Wilmington DE 19808-1102 Tel: 302-239-2111 [email protected] - www.afiduciaryadvisor.com Securities offered through Cetera Wealth Services, LLC, member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity. Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction -based compensation (commissions), Investment Advisor Representatives who off er only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Advisor Representatives, who can offer both types of service
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