The Financial Future Isn't Broken. It's Optional | Gen Z Investing

In this episode, Sabiha explores a question many young Canadians are asking:

Is the financial system broken for Gen Z, or does long-term success depend on choosing to participate anyway?

With housing affordability out of reach for many, rising living costs, and growing economic uncertainty, financial pessimism can feel entirely justified. But what if the biggest financial risk isn't the system itself, but choosing to sit on the sidelines?

Sabiha discusses:

• Why pessimism can quietly become a financial strategy

• What nearly 100 years of market history can teach us about long-term investing

• Why housing affordability and investing are different challenges

• How compounding works in your favour when you start early

• Why the TFSA and FHSA remain powerful tools for young Canadians

• A practical definition of financial optimism that doesn't ignore today's realities

The future doesn't reward certainty. It rewards participation.