How to Reliably Maximize Your Retirement Income – Is the "4% Rule" Safe?
You want to retire soon.
What is the best way to set up your retirement income to give you the maximum cash flow that will reliably last the rest of your life?
Many financial planners use the "4% Rule", which says that you can, for example, withdraw $40,000/year rising by inflation for life from a $1 million portfolio. Is that safe?
I studied 146 years of investment history. The conclusions are surprising:
1. Most of the advice seniors are given is not supported by history.
2. I found what really works to give you the maximum reliable retirement income – both how to set up your portfolio and manage your income.
In my podcast episode you'll learn:
-
What is the typical advice given to seniors and does it work?
-
What does Ed's study of 146 years of history show about the 4% Rule?
-
Which asset allocations provide the most reliable retirement income?
-
What is the main risk to your retirement for any asset allocation?
-
Is it safer to hold some cash to use during market downturns?
-
What are the reasons that the actual results of history are surprising?
-
How can you manage "sequence of returns risk"?
-
What is the impact of inflation?
-
How does your risk tolerance affect your retirement income?
-
What is Ed's rule of thumb for a safe withdrawal rate?
-
Are there advanced methods to manage a higher retirement income with 100% success?
You May Also Like

Le Déclic | Podcast par Alec Henry
Le Déclic | Podcast par Alec Henry

Ve vatě
Seznam Zprávy

Audio-CD.at Indie Podcasts: Wiener Börse, Sport, Musik (und mehr)
Christian Drastil Comm. (Agentur für Investor Relations und Podcasts)

FELIX PREHN DAILY MARKET NEWS By Goat Academy
Felix Nikolas Prehn

Brushwood Media Network
Brushwood Media Network

Datasets
Visionary

🇨🇭🇩🇪 Markt-Trends setzen mit Swissquote
Markus Koch, Wieland Arlt und Feyyaz Alingan bieten Ihnen einen Überblick über alle Anlageklassen

Happy Work - Bien-être au travail et management bienveillant
Gaël Chatelain-Berry

מיכה סטוקס מגיש: שוק ההון. בורסה. וול סטריט. השקעות. מסחר
מיכה סטוקס MICHA.STOCKS

Les Investisseurs 4.0
Paco Debonnaire
Community discussion