Should we keep the triple lock or come up with a better pension plan?

If the triple lock is stuck to, the state pension should rise by 8.5 per cent next April.

That will be an inflation-busting rise but a promise is a promise - and the triple lock is meant to be a cast iron guarantee that the state pension will rise by either 2.5 per cent, average wages, or inflation.

Except it's already been unpicked once and arguing about whether the government can wriggle out of it has become an annual event.

It's expensive and paid for by current workers, but the triple lock has improved the state pension - and one day those workers should get that payout themselves.

Yet, has it run its course and is it time for a better policy than the triple lock?

On this podcast, Georgie Frost, Sam Barker and Simon Lambert debate the triple lock and whether to keep it.

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