The Tax Bill Waiting Inside Your Retirement Account

Send us Fan Mail What if that “seven‑figure 401(k)” headline is hiding a much smaller number after taxes? In this episode, Tim Wood breaks down the reality of pre‑tax retirement accounts and why a large balance doesn’t always mean financial freedom. He explains how taxes, Roth conversions, and income planning shape what you actually get to keep, and why the shift from saving to spending is the most critical phase of retirement. The conversation also covers Social Security timing, longevity, a...