Paychecks vs. Playchecks: The Retirement Shift Most People Miss

Send us Fan Mail Most retirees plan for bills—but forget to plan for fun. In this episode, Tim Wood explains why separating “paychecks” from “playchecks” is a critical step in retirement planning. He breaks down how to identify essential expenses, build guaranteed income for necessities, and intentionally create a fun‑money bucket for travel, hobbies, and family experiences. The conversation also explores why market volatility, healthcare costs, and emotional spending decisions can derail ret...