Shingle Chasers

On today’s show we are talking about shingle chasers. These are the door to door sales teams that point out a problem on your roof and try to sell you on a new roof with zero out of pocket cost to you.

The scam works like this: Contractors knock on doors offering to inspect homeowners’ roofs for storm damage. They say they can help get a roof replacement covered by insurance, and they persuade the homeowners to sign away their rights to file the claims themselves. At that point the homeowner loses control over the claim and the contractor can sue the insurance company. But it's still the homeowner's insurance. The resulting settlement might be even higher than the original claim. But the first claim was fraudulent.

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