💡Valuations: one of the most misunderstood parts of the property game. ✅ Banks use settled sales, not recent ones ✅ Valuers & agents don’t “negotiate” ✅ You can request another valuation (just don’t expect the first one to change!) In fast-moving markets, this can make or break a deal — especially with off-the-plan or auction sales. If your valuation falls short, talk to your broker early. And remember: the bank always lends against the lower of the contract price or the valuation. #RealEstateTips #ValuationInsights #HomeBuyingJourney #PropertyAdvice #LoanTips #MarketEducation #NovakProperties #HomeLoanHelp
