The Rate Update —Mortgage Rates Just Hit a Critical Level—Here's What Happens Next

0:00 Should You Use Your Home to Pay Off Debt?
0:42 Your High-Interest Debt Problem
1:32 Why Credit Card Interest Crushes You
2:28 Can Home Equity Save You Money?
3:24 Payment Relief Breakdown
4:20 What This Really Costs Over Time
5:18 The Biggest Risks to Watch
6:22 Who This Strategy Fits Best
7:24 When You Should Avoid It
8:26 How to Compare the Math
9:24 My Final Advice