The Rate Update — Mortgage Rates About To Move? Here's The Economic Signal To Watch

Welcome to **The Rate Update with Dan Frio**.

Here, I break down **mortgage rates, housing, inflation, the Federal Reserve, Treasury yields, and the economic news that impacts homebuyers, homeowners, and anyone thinking about refinancing**.

My goal is simple: help you understand **what’s happening, why it matters, and what it could mean for your next move**.

Whether you’re buying your first home, refinancing your current mortgage, tracking the housing market, or just trying to make sense of today’s financial headlines, you’re in the right place.

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⚖️ Important Disclosures

Dan Frio (NMLS #246527) is a federally registered mortgage loan originator, affiliated with PBT Bancorp (NMLS #257781), an Equal Housing Lender.

This content is provided for **educational and informational purposes only** and should not be considered mortgage, financial, legal, tax, or investment advice.

All opinions expressed are solely those of Dan Frio and do not necessarily reflect the views of PBT Bancorp or any affiliated institution.

Viewing this content, commenting on a video, sending a message, or contacting Dan Frio through this channel does **not** create a client relationship.

Mortgage approvals, rates, terms, and program availability are subject to change and depend on borrower qualifications, including but not limited to credit, income, assets, occupancy, appraisal, underwriting review, and program guidelines.

Not all borrowers will qualify. Equal Housing Lender.

Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender | 524 Main St, Hazard, KY 41701. Mortgage products are originated by PBT Bancorp, NMLS #257781. Education and commentary only; not an offer or commitment to lend.