The Rate Update: Iran Ceasefire Breakdown — Lower Rates Incoming?

Hey — Dan Frio here, federally registered mortgage loan originator with PBT Bancorp.

My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening.

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⚖️ Important Disclosures (Read This)

Dan Frio is a licensed mortgage loan officer (NMLS #246527), affiliated with PBT Bancorp (NMLS #257781), an Equal Housing Lender.

This channel provides educational and informational content related to mortgage rates, real estate, and financial markets.

• This content is for educational and entertainment purposes only and should not be considered financial, legal, or tax advice.
• All opinions expressed are solely those of Dan Frio and do not reflect the views, policies, or positions of PBT Bancorp or any affiliated institution.
• Viewing this content does not create a client relationship.
• Mortgage qualification, loan terms, and approvals are subject to credit, income, underwriting, and program guidelines.

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If you choose to apply for a mortgage, schedule a consultation, or engage my services, you will be entering into a professional relationship as a licensed mortgage loan officer, and all applicable disclosures and regulatory requirements will apply at that time.

Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender | 524 Main St, Hazard, KY 41701. Mortgage products are originated by PBT Bancorp, NMLS #257781. Education and commentary only; not an offer or commitment to lend.