Mortgage Rates Headed Back to 7%? What Happens Next

Mortgage rates may be headed back toward 7% — but why?

Today on The Rate Update, we’re breaking down what is happening with mortgage rates, oil prices, Iran, bond yields, the 10-Year Treasury, and the bigger question every homebuyer and homeowner is asking right now:

Are rates going higher again — and what should you do next?

We’ll connect the dots between global headlines and your actual mortgage payment, including:

• Why oil prices matter to mortgage rates
• How Iran/geopolitical risk can affect inflation fears
• Why bond yields and the 10-Year Treasury are moving
• What this means for homebuyers watching affordability
• What homeowners should know if they’re waiting to refinance
• How to monitor rates instead of guessing

If you’re buying a home, refinancing, or trying to understand where mortgage rates may go next, this show is built for you.

LIVE weekdays at 9:00 AM Central Time.

No hype. Just real data.

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TOP RESOURCES

📉 Track Mortgage Rates Automatically → https://rw2.therateupdate.com/

🏠 TRU Mortgage Command Center → https://command.therateupdate.com/

💳 TRU Debt Optimizer → https://debtrelief.therateupdate.com/

🧮 Mortgage Calculators & Tools → https://stan.store/TRU-Foundations

📊 Credit Monitoring (SmartCredit) → https://www.smartcredit.com/?PID=42980

📈 Free Credit Scores (Credit Karma) → https://www.creditkarma.com/lp/free-credit-scores-v12aff?adcopy=0&adcampaign=core_acq_awin

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Dan Frio
Licensed Mortgage Loan Officer
NMLS #246527

Equal Housing Lender

DISCLAIMER:
This content is for educational and informational purposes only and should not be considered financial, legal, tax, or mortgage advice. Mortgage rates, terms, and program availability can change at any time and depend on credit profile, loan amount, property type, occupancy, market conditions, and lender guidelines. Always review your specific options with a licensed mortgage professional.

Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender | 524 Main St, Hazard, KY 41701. Mortgage products are originated by PBT Bancorp, NMLS #257781. Education and commentary only; not an offer or commitment to lend.