Mortgage Rates Fell Today… Even With Inflation Still High (Here’s Why)

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.

Transparent. Data-driven. No hype.

🔔 Get Your Rate & Tools

RateWatch 2.0
Get alerts when your target rate hits
👉 https://TheRateUpdate.com/ratewatch

Free Strategy Call
Talk through your options — no pressure
👉 https://shorturl.at/SCIGL

Ask Dan a Mortgage Question
Submit your scenario for a future show
👉 https://TheRateUpdate.com/ask-dan

Apply — One App • One Credit Pull • 30+ Lenders
👉 https://257781.my1003app.com/246527/register

🧮 Calculators

Affordability Calculator
What price range actually makes sense?
👉 https://friodan.gumroad.com/l/lyxvnp

Refinance & Debt Consolidation Analyzer
Lower payments, consolidate debt, or both
👉 https://friodan.gumroad.com/l/ovwvug

Refinance Savings Calculator
See how much you could save by refinancing
👉 https://friodan.gumroad.com/l/rjtvn

Cost of Refinancing Calculator
Break down closing costs, breakeven, and true ROI
👉 https://friodan.gumroad.com/l/tgvrz

0:00 Intro — Why This Matters for Homebuyers & Homeowners
0:35 Current Market / Rate Overview
1:30 What’s Driving Rates Right Now
2:35 How This Impacts Monthly Payments
3:40 Real-World Example / Scenario
4:45 What Buyers & Refinance Clients Should Do
5:45 Lock vs. Float Strategy
6:30 Key Takeaways & Next Steps
7:05 Final Thoughts & Call to Action

📺 Follow The Rate Update

YouTube — https://www.youtube.com/@TheRateUpdate
Instagram — https://instagram.com/therateupdate
TikTok — https://tiktok.com/@therateupdate
Facebook — https://facebook.com/therateupdate
LinkedIn — https://www.linkedin.com/in/danfrio
X (Twitter) — https://twitter.com/therateupdate

⚖️ Compliance

Dan Frio | NMLS #246527
Equal Housing Lender | PBT Bancorp NMLS# 257781

The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.
Educational & entertainment purposes only — not financial, legal, or investment advice.

Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender | 524 Main St, Hazard, KY 41701. Mortgage products are originated by PBT Bancorp, NMLS #257781. Education and commentary only; not an offer or commitment to lend.