Foreclosures “Skyrocketing”? Here’s How 2026 Compares to the 2008 Crash

Foreclosures “skyrocketing”? Housing Crash 2026?

That’s what the headlines are saying. But how does 2026 actually compare to the 2008 housing crash?

In today’s breakdown, we separate emotion from data and compare:

• 2008–2010 foreclosure peak
• 2025–2026 foreclosure filings
• Percentage of housing units affected
• What “up 30%” really means
• COVID foreclosure moratorium impact
• Mortgage forbearance effects
• Why today’s housing market is structurally different

You’ll see the real numbers, the historical comparison, and whether we’re actually anywhere close to another crash.

Transparent. Data-driven. No hype.

📊 Foreclosure Data Referenced in This Video

ATTOM Foreclosure Rates by State (Latest Report)
👉 https://www.attomdata.com/news/most-recent/foreclosure-rates-by-state/

FRED – Serious Delinquency Rate (Single-Family Mortgages)
👉 https://fred.stlouisfed.org/series/DRSFRMACBS

State-Level Foreclosure Overview (SoFi compilation)
👉 https://www.sofi.com/learn/content/foreclosure-rates-for-50-states/

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of:

• The Federal Reserve
• CPI (Inflation)
• Jobs & Unemployment
• Mortgage-Backed Securities (MBS)
• The 10-Year Treasury

Transparent. Data-driven. No hype.

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⚖️ Compliance

Dan Frio | NMLS #246527
Equal Housing Lender | PBT Bancorp | NMLS #257781

The views expressed are solely those of the host and do not represent PBT Bancorp or its affiliates.
Educational & entertainment purposes only — not financial, legal, or investment advice.

Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | Equal Housing Lender | 524 Main St, Hazard, KY 41701. Mortgage products are originated by PBT Bancorp, NMLS #257781. Education and commentary only; not an offer or commitment to lend.