021626 ~ 4 Social Media Money Trends - Nicole Bernacik

February 16, 2026 ~ Lucy Ann Lance is joined by Nicole Bernacik, Financial Education Specialist with the University of Michigan Credit Union for this week's Money Monday! Nicole discusses “soft saving,” a trend prioritizing quality of life over aggressive saving, popular with Gen Z. She also covers the “100 Envelope Challenge” for saving, “doom spending” as a coping mechanism for stress, and “Under Consumption Core,” which promotes using existing items and thrifting.