Steve Vernon: 'Older Workers Become Targets' in Tough Economic Environments

Our guest on the podcast is retirement specialist and author Steve Vernon. Vernon is president of Rest-of-Life Communications and a research scholar at the Stanford Center on Longevity, where he conducts and directs research on retirement planning and behavioral economics. He is also the author of several books on retirement planning, including his latest, Don't Go Broke in Retirement and Retirement Game-Changers. In addition, Vernon writes a regular column on retirement planning for Forbes. He previously helped large employers design and manage their retirement programs. Vernon retired as vice president and consulting actuary with the human resources consulting firm Watson Wyatt Worldwide and also consulted to Mercer. He graduated from the University of California at Irvine with a double major in mathematics and social science.

Background

Steve Vernon bio

Stanford Center on Longevity

Steve Vernon books

Forbes column

The Role of Work

"The Question Many Pre-Retirees and Retirees Will Need to Answer," by Steve Vernon, Forbes, Aug. 25, 2020.

"Redesigning Retirement and Human Resource Programs to Support Longer Lives," by Steve Vernon, Stanford Center on Longevity, third-quarter 2019.

"How To Find Work (After Retirement)," by Steve Vernon, CBSNews.com, March 27, 2013.

"Good News for Older Workers Seeking New Careers," by Steve Vernon, CBSNews.com, April 27, 2015.

Encore career definition

Social Security Program Health

"The 2020 OASDI Trustees Report," Social Security Administration, April 22, 2020.

"No, You Won't Lose All of Your Social "Security Benefits," by Steve Vernon, Forbes, April 22, 2020.

Social Security Claiming Strategies

"Boost Your Risk-Protected Retirement Income With a Social Security Bridge Payment," by Steve Vernon, Forbes, May 26, 2020.

"Does Delaying Social Security Really Deliver an 8% Return?" by Christine Benz, Morningstar.com, May 14, 2020.

"When to Take Social Security: The Complete Guide," by Amy Fontinelle, Investopedia.com, Nov. 24, 2019.

"Introducing the Social Security Claiming Decision," by Wade Pfau, Retirement Researcher.

"How the Retirement Estimator Works," Social Security Administration.

Open Social Security

"How to Calculate the Break-Even Age for Taking Social Security," by Ken Moraif, Kiplinger, April 7, 2020.

Retiree Investment Portfolio/Holistic Retirement Income Planning

"A Portfolio Approach to Retirement Income Security," by S