How I Paid Off $60K in Debt: Financial Literacy Secrets | Karlesha Hewitt

Personal finance is never taught in school, so most people stay trapped in debt, paycheck to paycheck, believing money is too complicated. Karlesha Hewitt paid off nearly $60,000 in debt over two years (excluding student loans) and built savings. She now teaches financial literacy through Money Talks Academy to incarcerated individuals, university students, shelter residents, and more. This conversation covers common money missteps that keep you stuck, why life insurance matters and what people get wrong, how to avoid decision fatigue when reviewing finances, and the limiting beliefs you must break to escape poverty bondage.