Cashier's Checks: What They Are And Where To Get One

Want to know for sure that a check you send or receive will clear the bank? If so, using a cashier’s check could give the peace of mind you’re looking for.

Cashier’s checks are a form of payment where the payer’s bank guarantees that funds will be available to the person being paid. Unlike a personal check, a legitimate cashier’s check will never bounce.

That makes them more secure than other forms of payments. And they may be required for large purchases (like a home down payment) when you can't use a debit or credit card. This guide explains when to use cashier’s checks and what to expect when you request one from your bank.