Episode 521: To Bridge Or Not To Bridge, The Follies Of Fund Picking, And Adjusting Risk Parity Styles Along The Efficient Frontier

In this episode we answer emails from Michael, Raphy, and Roman. We discuss using a short-term SPIA as a bridge before Social Security and why it probably doesn't matter one way or the other if you are even a little over-saved, and how much flexibility a well-funded risk parity portfolio can really provide. We also tackle covered calls, dividend and income fund hype, and why portfolio design starts with asset classes, taxes, and drawdown tolerance rather than chasing tickers. We a...