Episode 473: Merry Christmas From Testfolio, More Cowbell, KBWP, And Fund Seeder Mania

In this episode we answer emails from JT, Phil, and Glenn. We revel in the updates to the TestFolio tools, weigh how tilting toward small cap value can lift safe withdrawal rates but also reduces overall diversification, return to KBWP and how property and casualty insurance companies can provide value-tilted diversification, and discuss the tracking results reported on the About page at the website. Links: Testfolio 5% Withdrawal Backtest Comparison: testfol.io/?s=74fuq6N5WWd ...