What the December Fed Rate Cut Means for Real Estate Investors

The Fed's December rate cut brings the policy rate down to 3.5%–3.75%, but what does it really mean for real estate investors? Kathy breaks down why mortgage rates don't move directly with Fed decisions, how the shift toward "neutral" policy shapes the 2026 outlook, and why affordability and home sales may improve as rates stabilize. A quick, clear look at what investors should watch next.

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SOURCE: https://www.realtor.com/research/federal-reserve-december-2025-meeting/ https://www.nytimes.com/live/2025/12/10/business/federal-reserve-interest-rates