Trump Administration Weighs Portable Mortgages: Could You Take Your Rate With You?

The Trump administration is exploring a major shift in housing policy: portable mortgages. In this episode, Kathy Fettke breaks down what this could mean for homeowners, buyers, and the broader market. Could you really take your low mortgage rate with you when you move? We'll explain how portable mortgages work, why the FHFA is considering them, and what experts say about potential risks — from mortgage-backed securities to higher long-term rates. Plus, insight on related proposals, including 50-year mortgages and expanded assumable loans.

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SOURCE: https://www.cnn.com/2025/11/13/homes/portable-mortgages-what-to-know