New Credit Score Options Could Change Mortgages

The mortgage credit system is changing. Fannie Mae lenders now have a new credit score option, while federal regulators are considering additional changes that could lower costs and expand access to credit. Kathy Fettke explains what's changing with FICO, VantageScore 4.0, and credit reports—and what it could mean for homebuyers and real estate investors.

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Source: https://money.usnews.com/investing/news/articles/2026-09-09/us-regulator-says-credit-scoring-firm-fico-increasing-prices-for-borrowers

https://www.reuters.com/business/us-regulator-says-credit-scoring-firm-fico-increasing-prices-borrowers-2026-09-09/