Insurance Costs Soar, HELOCs Surge & Refi Opportunities Return
Episode Ep 1574 4 min 59s

Insurance Costs Soar, HELOCs Surge & Refi Opportunities Return

Property insurance costs are now the fastest-growing housing expense, up 70% in just five years and nearly 10% of the average mortgage payment. In this episode, Kathy Fettke breaks down the latest ICE Mortgage Monitor, including why insurance is outpacing mortgage and tax costs, how home prices and foreclosures are shifting, and what falling HELOC and refinance rates mean for homeowners and investors navigating today's affordability crunch.

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SOURCE: https://mortgagetech.ice.com/resources/data-reports/september-2025-mortgage-monitor

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