The Main Street Code – Not All Term Insurance Is Created Equal – S7E19

Welcome to The Main Street Code for Financial Success!

In this episode, Neil Himmelstein explains why not all term insurance policies are created equal. Neil shares a real client situation involving a terminal illness, a term policy, a disability waiver, a conversion privilege, and a terminal illness rider that may provide important options. He also talks about why “buy term and invest the difference” does not always work, why policy reviews matter, and how changes in insurance companies can affect what policyholders are able to do. Neil also revisits how indexed life and annuity products can help protect principal while still allowing for potential growth.

Join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.

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