If you're a founder doing at least $3M/year in sales, check out Hampton: https://www.joinhampton.com/ . Mike Brown built an oil & gas empire, scaled his net worth to nearly $20 million, but ended up cash poor, losing $1.8M in a failed bet, and borrowing money from his wife to pay taxes. Now, he’s rebuilt his fortune, redefined what wealth really means, and is living a life designed around freedom, not just big numbers. Here’s what we talk about: How Mike went from $2K in his bank account to making millions in oil & gas deals The "gold rush" mentality that led him to reinvest everything and regret it Why he thought $100M was the magic number (it wasn’t) The dangers of illiquid assets and chasing wealth at all costs Losing $1.8M on a distressed e-commerce acquisition How divorce and bad bets forced a complete financial rethink Mike’s personal framework for financial freedom (12 months of liquidity, 5–7 years cash cushion, escape velocity) Why liquidity and cash flow > net worth His full portfolio breakdown today: fixed income, oil & gas, index funds, and zero angel investing The mindset shift: from "grow at all costs" to "invest for safety and joy" What it really feels like to sell your Lamborghini and love it How he's building a life he never wants to retire from — and helping other founders do the same Cool Links: Hampton https://www.joinhampton.com/ Lower Street https://www.lowerstreet.co/ Mike’s Wealth Business https://unbreakablewealth.com/ Chapters: (00:00) Introduction to Mike Brown's Financial Journey (02:36) Mike's Early Life and Money Lessons (05:07) Navy to Entrepreneurship: The Million Dollar Deal (07:24) The Gold Rush: Rapid Wealth Accumulation (16:54) The Downfall: Divorce and Financial Struggles (19:23) The E-commerce Disaster: Losing It All (22:28) Rebuilding and Relying on Support (24:55) Rebuilding with Cash Flow (25:42) Lessons from Failure (27:02) Current Portfolio Strategy (28:41) Cash Flow and Investments (31:11) Financial Freedom Levels (33:53) Personal Monthly Burn and Joy (36:17) Redefining Wealth and Happiness (42:12) The Irony of Wealth (47:24) Final Takeaways and Community This podcast is a ridiculous concept: high-net-worth people reveal their personal finances. Inspired by real conversations happening in the Hampton community. Your Host: Harry Morton Founder of Lower Street, a podcast production company helping brands launch and grow top-tier podcasts. Co-parents a cow named Eliza.