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Ask Emmett is a mortgage podcast for real people making real decisions: first-time buyers, move-up buyers, self-employed borrowers, veterans, investors, and anyone trying to figure out if a refinance actually makes sense. https://loansbyemmett.com on the webI'm Emmett Clark, a mortgage broker with more than 20 years in the business and 136 five-star reviews on Zillow. I'm licensed in 18 States and I work with over 240 wholesale lenders, which means I spend every day comparing rates and programs across the market instead of pushing one bank's menu.
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