Q&A - Property vs Shares: retirement sequencing, and the cash-waiting strategy

Pre-Order Wealth by Design Here This episode brings together four listener questions that each wrestle with a different dimension of long-term wealth building, from the early decisions that set the trajectory to the late-stage sequencing that determines how comfortably retirement unfolds. The first comes from a 28-year-old physiotherapist two years into his career, carrying $1.1 million in mortgage debt and a $98k HECS liability, asking whether surplus savings should flow into ETFs or the off...