Q&A - Buy the dream home or optimise the structure? Leveraging smartly in your late 30s and 40s

In this strategic Q&A episode, Stuart explores two thoughtful listener scenarios centred on structure, leverage, and long-term optionality. First, a high-earning couple in their late 30s with significant cash, shares, super, and a lowly geared investment property wrestle with how much to spend on a future family home. Should they stay underleveraged and preserve their income-producing assets, or sell shares and property to secure a higher-quality principal residence? Stuart unpacks how to...