Ask HTM - Best Grocery Cashback Credit Cards, Risking it with Ultra Cheap Car Rentals, & Giving Up on Home Ownership #1039

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!

 

1 - Selling a home and renting instead: what do we do with cash from the closing table?

2 - Best credit card for groceries: but what about ethical fatigue from asking for annual fee waiver?

3 - High income Roth investors: how do we go about (legally) shoehorning some dollars in there?

4 - Car rental deals: is is worth it to go with the ultra cheap car rental that’s a fraction of the regular cost?

5 - Debt payoff: what’s the best method for knocking out 4 credit card balances?

 

Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:

• Use Undebt.it to help you figure out a get-outta-debt plan
• If you make too much to directly contribute to a Roth, the "backdoor Roth" might be just the thing to get you invested.
• Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. 
• Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
• Join a thriving community of fellow money in the HTM Facebook group.
• Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

 

During this episode we enjoyed a Fat Pug by Maplewood Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

 

Best friends out!

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