Ep.417 The Silent Partner in Your 401(k): Why Tax Deferral is a Mathematical Gamble

The government has an undecided interest in your retirement. Most people view tax-deferred accounts like a gift, but in reality, you’re taking a loan from the IRS where the interest rate hasn't been set yet. You are betting that tax brackets will be lower in 30 years—a dangerous assumption when you consider national debt and social spending trends. Today’s Challenge: Review your portfolio. What percentage of your wealth is currently subject to a "silent partner"? It’s time to own ...