AI Layoffs, Student Loans, Social Security, and Debt: Why Waiting Could Cost You

Steve Rhode, the old Get Out of Debt Guy, and Damon Day, the new Get Out of Debt Guy, dig into the financial warning signs that are already showing up in real life: college debt that may not pay off, AI layoffs hitting white-collar jobs, Social Security uncertainty, rising gas prices, higher foreclosure numbers, and why carrying credit card debt into this economy could be a dangerous gamble.

This episode is not about panic. It is about preparation. Steve and Damon talk about why college should be treated like an investment instead of an automatic next step, why trade jobs may deserve a second look, how artificial intelligence is already changing employment, and why getting out of consumer debt now may be one of the smartest financial moves you can make.

If you are juggling credit card debt, student loans, rising monthly bills, or wondering how your debt fits into retirement planning, this conversation is a wake-up call with practical direction.

You can find more debt help, consumer finance articles, and free tools at https://getoutofdebt.org.

Damon Day offers free consultations and can be reached at https://damonday.com.