First Rung: Building Wealth With No Head Start

First Rung: Building Wealth With No Head Start follows two hosts through the concrete, early steps of building money momentum from zero: buying a first index fund, asking for and landing a first negotiated raise, setting up a first emergency fund, and saving toward a first home down payment. One has climbed each rung already and lays out what worked and what backfired, with clear explanations and real numbers. The other brings the questions nobody ever taught them to ask, pushing past jargon and guesswork. Together they compare expectations with reality, talk through timing and trade‑offs, and share the missteps that shaped their approach. It’s honest, practical, and focused on the first wins that make everything else possible—no shame about starting from scratch.