Debt Snowball vs. Debt Avalanche: Which Debt Payoff Method Is Best for You? | 632

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Budget besties, if you're staring at multiple credit card balances and wondering where the heck to start, this episode is for YOU!

Today, Shana and Vanessa are answering your questions straight from our Budget Besties Facebook community! We're breaking down the different ways to pay off debt, how to decide which balance to tackle first, and why throwing a little extra money at every card might actually be slowing you down.

Should you start with your smallest balance? Your highest interest rate? Or that car payment that's almost paid off? Spoiler alert: there's no one-size-fits-all answer!

We're talking about the debt snowball, debt avalanche, and highest-minimum-payment methods, plus how to make a payoff plan that actually works for YOUR budget.

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