Middle-Class Workers Retiring Early | Durham News

Most middle-class workers are retiring years earlier than planned—often due to health issues or job displacement, not financial readiness. New data reveals the average exit age is 63, far below the expected 65, with only 14% leaving because they were truly prepared. Rising costs, AI fears, and meager savings (median: $64K) are forcing a painful reality check: many can’t rely on a full career to fund retirement, risking serious financial strain.

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