Medicare Doesn't Cover Everything | Durham News

Retirement healthcare isn’t as covered as you think—Medicare leaves big gaps, from dental and vision to long-term care. A 65-year-old retiring in 2026 could face $185,500 in healthcare costs alone, not including custodial care. Original Medicare doesn’t pay for routine services or most long-term needs, and premiums, deductibles, and coinsurance keep climbing. Experts urge signing up for Medigap during your six-month Open Enrollment window to avoid costly surprises. Plan ahead—healthcare is a top retirement expense, and preparation is non-negotiable.

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