Buy Now or Wait Longer | Durham News

Dave Ramsey’s blunt take: don’t wait for lower mortgage rates or cheaper homes—prices are set to climb for at least two more years. Waiting could cost you more in the long run, as even a small rate drop might not offset a bigger price jump. He’s not pushing everyone to buy, but if you’re financially ready—debt-free, with savings and a solid down payment—now might be the smartest time to lock in your dream home before prices and rates keep rising.

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