The IRS Loophole That Saves Employers $640 Per Employee And Gives Workers A Raise

This episode was sponsored by Cardiff & MJN Insurance Services, Inc.

LightSpeed VT: https://www.lightspeedvt.com/

Dropping Bombs Podcast: https://www.droppingbombs.com/

Today's Dropping Bombs episode features Michael Notte, the insurance adviser helping small business owners save serious money through a little-known tax program buried inside the Affordable Care Act.

Michael breaks down how employers can quietly pocket thousands, sometimes tens of thousands of dollars a year in tax savings, while actually putting more money in their employees' pockets at the same time. That's real money, and it's recurring, and it costs nothing.

From broke college grad chasing a music career to building a thriving insurance practice and qualifying for New York Life's Chairman's Council, Michael's story is proof that the backup plan sometimes becomes the main event.

If you own a business or you're hungry for a real commission-based opportunity with recurring income, this one's for you. The money is already there — Michael just shows you where to find it.

🔗 Connect with Michael

Instagram: https://www.instagram.com/smallbizbenefitspro/

Website: https://www.mjninsuranceservices.com/

Watch the full-length video version of any Dropping Bombs episode here on YouTube.

Brad Lea is a self-made entrepreneur who turned small-town grit into a multi-million-dollar empire. With over 25 years dominating sales and leadership, he's mentored thousands to outsmart, outwork, and out win their competition. His top-rated podcast, Dropping Bombs, brings raw, game-changing insights from the biggest names in business.

LightSpeed VT is Brad's brainchild—the world's leading interactive training platform. It's built to make your team sharper, faster, and more effective, without wasting time or money. Whether you're a startup or a Fortune 500, LightSpeed VT is how you scale success and dominate your industry. Curious? Check it out:

https://www.lightspeedvt.com/

Brad's also behind Closer School, the go-to program for mastering sales and closing deals like a pro. Want to 10x your income? This is where you start. His book, The Hard Way, lays out the brutal, honest lessons he learned building his empire—your blueprint to winning the game. Get it here: https://bradlea.com/product/the-hard-way/

This isn't just a video. It's a wake-up call. Watch it. Share it. Act on it.

Closer School: https://www.closerschool.com/cs