Best Cash Back Cards and How to Earn up to 20% Back on Everything

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#214: Chris reveals the top cash back credit cards in 2025 to maximize your rewards. He also goes deep on leveraging signup bonuses to earn up to 20% back on all your spending.

Link to Full Show Notes: https://chrishutchins.com/cash-back-credit-cards-2025

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Resources Mentioned

Credit Cards: Best Cards Page | Chris’ Credit Card Optimizer Tool

Bank of America Preferred Rewards

U.S. Bank Real-Time Rewards

How to Get Approved for Business Cards

All the Hacks Podcast

Ep #170: Cash Back vs. Points: Are We Doing It All Wrong?
Ep #136: Current State of Credit Cards Points and Predictions for 2024 with Sebastian Fung
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Full Show Notes

(00:00) Introduction

(02:00) Quick Overview

(04:12) The 4% Cash Back Card From U.S. Bank

(08:01) Update on the U.S. Bank Altitude® Reserve Visa Infinite® Card

(10:57) Robinhood Gold Card for 3% Cash Back

(15:54) The Discover Card for Miles

(17:57) Rewards on Bank of America Cards

(20:33) Perks and Cons of Bank of America Cards

(28:04) Alliant Credit Union’s Cash Back Card

(32:19) Quick Comparison of the Cash Back Cards

(33:26) Chris' Card Optimizer Tool

(37:38) How to Value Points

(39:07) Leveraging Credit Card Welcome Offers

(41:15) All the Hacks Membership Perks

(43:15) Chris' Analysis of Welcome Offers

(46:35) The Big Final Takeaway

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Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.