Up Your Average

How have you seen God move? Everybody collects unexplainable stories. In today’s episode, Keith and Doug unpack why these stories matter, how to recognize them, and why documenting them can reshape the way you see your past, your relationships, and even your financial decisions. You’ll learn: → How unexplainable stories come about → Why you should collect and share these stories → What happens when you look for new stories in your life You’ll also hear real stories—from surprise business breakthroughs to improbable meetings to personal moments of rescue—that illustrate how divine providence shows up in the everyday. If you’re trying to make sense of your own journey, this episode invites you to slow down, observe, and capture the stories that shape your legacy. ↳ Bring more clarity and confidence to your financial life by working with our team at Gimbal Financial: https://www.gimbalfinancial.com

In this special holiday episode, Keith and Doug share over 20 meaningful Thanksgiving conversation starters designed to help your family connect on a deeper level. Whether your gatherings lean peaceful, chaotic, sentimental, or hilarious, this episode gives you tools to do something different and bring more harmony, curiosity, and gratitude to the table. Drawing from stories that range from childhood traditions to New York City parades to unexpected life lessons, Keith and Doug unpack how simple, intentional questions can shift the tone of your entire holiday. Instead of drifting into politics or tension, you’ll learn how to redirect conversations with kindness, spark meaningful dialogue, and create shared memories that actually last. For example, here are some questions you can ask: Tell me about the Thanksgiving table when you were 12 and last year. How far back would the oldest person at the table have known someone? What are 2 holiday traditions you enjoyed then and now? When should Christmas decorating begin? Turkey or ham for Thanksgiving? Why? What is one thing your mom taught you? Your dad? Have you ever worked 60 hours in a week? Why? What’s your hardest job ever? What’s the weirdest job a relative has ever done? Have you ever eaten at a nice restaurant alone? What’s your oldest family tradition? What’s a place tied to your childhood that no longer exists? What’s a moment from your past that most wouldn’t know? Has your family kept a secret/mystery alive? If your life was a chapter in a history book, what would you title it? Name a forgotten childhood trend you were involved in? What’s an outdated rule your parents insisted on? Who in the past do you wish you had asked more questions? When did you feel you first became ‘you’? What story explains more about you than people realize? What’s a smell or sound that instantly takes you somewhere else? What object from your past will you keep? This episode is perfect for families looking to cultivate connection—especially those balancing busy lives, financial responsibilities, and multigenerational dynamics. If you want your Thanksgiving to feel more grateful, more human, and more enjoyable, you’re in the right place. ↳ If you’re ready to bring more clarity and confidence to your financial life, work with our team at Gimbal Financial: https://www.gimbalfinancial.com

Relieve unnecessary stress at the end of life. In this episode of Up Your Average, Keith and Libbi consider the challenges families face when dealing with aging relatives, particularly those with dementia or Alzheimer's. They discuss tools and strategies to help families navigate medical, financial, and personal responsibilities while maintaining a supportive environment for their loved ones. You will learn: → Why you should document change as your parent’s age → How to organize medical, financial, and other documents → What to do when tragedy strikes Want to use our aging well documents? Reach out to us at https://www.gimbalfinancial.com

"Everybody dies, but not everybody lives." What if the dream you’ve been carrying for years—or even decades—is still possible? In this episode, Keith and Doug explore what it really takes to pursue your aspirations at any age, especially when fear, uncertainty, or financial concerns have held you back. Whether your dream is personal, professional, or deeply tied to the legacy you want to leave your family, this conversation will help you see that your best chapters may still be ahead. You’ll learn: → Why most people underestimate the time they have left → How fear disguises itself as “logic" → Why your financial strategy plays a critical role in unlocking your dreams We discuss practical steps for overcoming doubt, identifying what truly matters, and aligning your money with the life you actually want—all while maintaining stability for your family. If you’re building toward a major life shift, considering a new venture, or simply wondering whether it’s “too late,” this episode will show you that anything is possible with intention, clarity, and the right plan. ↳ Ready to take the first step toward your dream? Start your plan today at https://www.gimbalfinancial.com

What drives your financial decisions? Beneath every investment, purchase, or plan lies something deeper: your financial worldview. In this episode, Keith from Gimbal Financial reveals how understanding that worldview can transform the way you approach money, purpose, and life itself. Using the metaphor of a gimbal—a tool that keeps a compass level no matter how turbulent the waters—Keith explains how clarity and stability come from aligning your financial choices with your personal values. You’ll learn how to: Identify the beliefs shaping your money decisions Reframe your financial goals around wisdom and purpose Balance wealth-building with fulfillment, freedom, and generosity This conversation isn’t about market trends or stock tips. It’s about discovering why you make the choices you do and how to make them wiser. ↳ Ready to align your wealth with your worldview? Work with us at https://www.gimbalfinancial.com

What does it take to achieve the American Dream? In this inspiring conversation, former Thunderbird pilot and author Matt Modleski joins Keith and Doug to talk about discipline, belief, and the power of surrounding yourself with “dream enablers.” From flying elite Air Force jets to raising his sons for success, Matt shares how preparation, purpose, and mentorship turn dreams into reality. You’ll learn: → How to guide kids who don’t yet know what they want → Why preparation beats talent and how it conquers fear → The life lessons Matt learned as a Thunderbird pilot → How to honor our veterans by living and leading with purpose → The mindset shifts that separate high achievers from average ones Whether you’re raising a family or leading a team, this episode will remind you that making your dream come true starts with belief and disciplined preparation. ↳ Ready to pursue your American Dream with confidence? Work with our team at Gimbal Financial to create a financial strategy that helps your family live boldly and give back generously: https://www.gimbalfinancial.com

Gold has long symbolized wealth, security, and stability, but what does it represent today ? In this episode of Up Your Average , Keith uses a simple Hershey bar to reveal a complex truth: your dollars are worth less every year, and gold has a story to tell about why. From Roosevelt’s 1933 gold ban to Nixon’s 1971 shift to fiat currency, this episode unpacks the history of gold in America and what it means for investors in 2025. You’ll discover why gold went from $20 an ounce to over $4,000 , what caused those massive swings, and why some investors cling to it while others avoid it. Keith breaks down the pros and cons of owning physical gold , including taxes, storage, and liquidity, and explains when gold may or may not belong in a smart portfolio. If you’ve ever wondered whether gold is a hedge, a hold, or a headache, this is your clear, fact-driven guide. 👉 Ready to make smarter investment decisions? Connect with Keith at https://www.gimbalfinancial.com.

“You can’t do it alone.” In this heartfelt episode of Up Your Average , Keith and Doug interview Jan Jeter about how she walked through dementia with her husband, John. From the early signs to the final goodbye, she opens her heart to teach others how to navigate this challenging journey with love, patience, and resilience. By listening, you will learn: ➡️ What early signs may point to dementia ➡️ How to handle a diagnosis you don’t want to hear ➡️ Why you can’t walk through dementia alone 🎙 Listen to more episodes of Up Your Average: 👉 Apple: https://podcasts.apple.com/us/podcast/up-your-average/id1768337684 👉 Spotify: https://open.spotify.com/show/5T8wKieBNQxju4mgHiDjSi?si=49b0ad4202434f0d 🤝 Connect with Keith and Doug 🌐 Website: https://www.gimbalfinancial.com 🔗 Keith on LinkedIn: https://www.linkedin.com/in/keith-tyner-a941a58/ 🔗 Doug on LinkedIn: https://www.linkedin.com/in/doug-shrieve-0271989/ 📌 Subscribe for weekly wisdom on money, purpose, and life! 👍 Like this video if it helped you 💬 Comment: What did you learn in this episode? 🔔 Subscribe and hit the bell so you never miss an episode

Do you qualify to save big this year? In this episode of Up Your Average , Caleb Tyner joins Keith and Doug to detail how seniors age 65 or over can deduct up to $12,000 on their federal income tax return through the Big Beautiful Bill. By listening, you will learn: - Who qualifies for this deduction - When the deduction ends - How to get the most of out the deduction Connect with us at www.gimbalfinancial.com.

Midlife doesn't have to be a crisis. In this episode of Up Your Average, Keith and Doug teach how to navigate midlife when family, work, and health issues converge. By listening, you will learn: Why midlife is the sweet spot of life What to do when everything goes wrong How to eliminate unnecessary stressors Connect with Keith and Doug at https://www.gimbalfinancial.com.

“If you want to go to the top, start by serving.” In this episode of Up Your Average , Keith and Doug give 12 tips for your first day of work. In this episode, you’ll learn: What to do if you make a mistake on the job How to serve Christ at work Why the best leaders have a servant attitude Connect with us at https://www.gimbalfinancial.com/ .

“Don’t retire to recliner. Your best days are ahead.” In this episode of Up Your Average, Keith and Doug give salient advice on how to make retirement the best years of your life. In this episode, you’ll learn: ➡️ The best questions to ask the first day you retire ➡️ Why you should still find work to do when you retire ➡️ How to manage your investment money to last 30+ years

“Gravity wears on all of us.” In this episode of Up Your Average , Keith and Doug discuss the best ways to care for aging family members. In this episode, you’ll learn: ➡️ The only 4 ways to respond to any aging situation ➡️ What questions to ask as your parents get older ➡️ The benefits of having aging parents move in with you

“Find something you're passionate about that helps others.” In this episode of Up Your Average , Keith and Doug interview Carmel High School Hall of Fame teacher Kelly Meyer who shares how volunteering has expanded her world. In this episode, you’ll learn: ➡️ Why you should volunteer ➡️ Where you can make an impact in your own community ➡️ How to care for others without neglecting your own health 🤝 Connect with Keith and Doug 🌐 Website: https://www.gimbalfinancial.com 🔗 Keith on LinkedIn: https://www.linkedin.com/in/keith-tyner-a941a58/ 🔗 Doug on LinkedIn: https://www.linkedin.com/in/doug-shrieve-0271989/

“You never know what the Lord has in store.” In this episode of Up Your Average , Keith and Doug interview 96-year-old attorney Donald W. Ward who shares how God lead him through his toughest times to leave a legacy full of life and happiness. In this episode, you’ll learn: ➡️ How God can turn tragedies into blessings ➡️ Why you should treat everyone with dignity and respect ➡️ What a healthy, lasting marriage looks like 🤝 Connect with Keith and Doug 🌐 Website: https://www.gimbalfinancial.com 🔗 Keith on LinkedIn: https://www.linkedin.com/in/keith-tyner-a941a58/ 🔗 Doug on LinkedIn: https://www.linkedin.com/in/doug-shrieve-0271989/ 🤝 Connect with Donald 🌐 Website: https://wardlawfirm.com

“You have to make difficult decisions to do things the right way.” In this episode of Up Your Average , Keith and Doug interview Leah DeBaun who shares how her life choices—from living in a one-bedroom apartment with her parents to building a tiny house and eventually fostering and adopting a child—helped her expand her world and gain perspective. In this episode, you’ll learn: ➡️ Why doing what is right is better than doing what is easy ➡️ How suffering can teach us more about God ➡️ The importance of emotion in life and decision making

“Growth doesn’t happen by accident — it happens when you choose to expand your world.” In this episode of Up Your Average , join Keith and Doug break down simple, practical habits that help you grow your perspective and start seeing life in new ways. Listen now to learn: Daily practices that expand your mindset Why new experiences shrink old problems How conversations with the right people can open new doors The importance of curiosity in personal growth These aren’t just theories — they’re practical steps you can start today.

“The bigger your world becomes, the smaller your problems will seem.” In this episode of Up Your Average , Doug and Keith explore the power of worldview. They believe the bigger your world becomes, the smaller your problems will seem. By expanding your perspective, you can reduce stress, find new opportunities, and live with greater purpose. What you’ll hear: Why a narrow worldview makes problems feel bigger than they are How intentional choices can expand your world Stories from Keith and Doug’s lives that reveal the cost of “shrinking” Practical steps you can take today to grow your world If you’ve ever felt overwhelmed by your problems, this conversation will help you see the possibilities beyond them.

"Working just for money is like running a marathon that never ends." In this episode of Up Your Average , Keith and Doug explore the deep connection between time , money , and purpose and why chasing a paycheck isn’t enough. Listen to learn: Why time is more valuable than money How to stop trading all your hours for dollars The dangers of debt and high interest How to make your money work for you Finding purpose in your work and financial life 👉 If you enjoy this episode, please follow the show and share it with a friend who could use some encouragement. 🤝 Connect with Keith & Doug Website: https://www.gimbalfinancial.com Keith on LinkedIn: https://www.linkedin.com/in/keith-tyner-a941a58/ Doug on LinkedIn: https://www.linkedin.com/in/doug-shrieve-0271989/

“Your best days are ahead, no matter your age.” Join Keith and Doug as they consider how to maximize every decade of life. In this episode, you will learn: Why you should buy a minivan in your 30s (even if you don’t have kids) How reaching your 60s is far from the end of your life What joys you can expect in your 90s 👇Want more? Connect with Keith: Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/ Doug’s LinkedIn - https://www.linkedin.com/in/doug-shrieve-0271989/ Gimbal Financial website - https://www.gimbalfinancial.com

Which is more valuable: time or money? Join Keith as he examines the true value of time. Listen to this episode to learn: The best definition of retirement Why building wealth isn’t worth all of your time How to make the most of your days 📞 Want more? Connect with Keith: Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/ Gimbal Financial website - https://www.gimbalfinancial.com

“Get educated on what your insurance actually covers.” Join Doug as he interviews Gabe Greene, owner of an Allstate Insurance Agency, about everything insurance. By listening to the episode, you will learn: What insurance actually covers How to ensure you get the coverage you need Why insurance is important to building your legacy 👀 Want more? Connect with Gabe and Doug: Gabe’s LinkedIn - https://www.linkedin.com/in/gabe-greene-16620217/ Gabe’s Website - https://www.gabegreeneagency.com Doug’s LinkedIn - https://www.linkedin.com/in/doug-shrieve-0271989/ Gimbal Financial website - https://www.gimbalfinancial.com

"Don't waste the time you have left." Join Keith and Doug as they interview author and speaker Dr. Ray Childers on the importance of time. In this episode, you will learn: Why time is critical to financial planning How time came into being according to the Bible Where existentialists go wrong about time Connect with Dr. Ray Childers Dr. Ray Childers website - https://raychilders.com/ Connect with Keith and Doug: Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/ Doug’s LinkedIn - https://www.linkedin.com/in/doug-shrieve-0271989/ Gimbal Financial website - https://www.gimbalfinancial.com

“God gave us two ears and one mouth for a reason.” Join Keith as he interviews Steve Hanes, the president of Dale Carnegie Training of Central Indiana, about how to communicate effectively in an introverted world. By listening to the episode, you will learn: The magic formula of storytelling Why cell phones destroy quality communication How to speak confidently in any situation 📞 Want more? Connect with Steve and Keith: Steve’s LinkedIn - https://www.linkedin.com/in/steve-hanes-861b454/ Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/ Dale Carnegie website - https://www.dalecarnegie.com/en/locations/indianapolis Gimbal Financial website - https://www.gimbalfinancial.com

“A good name is better than gold.” Join Keith and Caleb as they discuss how you can leave a lasting legacy. In this episode, you will learn: Why the world doesn’t care about legacies Which legacies have impacted Keith and Caleb the most What you can do today to leave a lasting legacy 📞 Want more? Connect with Keith and Caleb: Keith's LinkedIn - https://www.linkedin.com/in/keith-tyner-a941a58/ Caleb’s LinkedIn - https://www.linkedin.com/in/caleb-tyner-82b261184/ Gimbal Financial website - https://www.gimbalfinancial.com