The government just restarted a program that seized $4 billion in tax refunds from Americans with student loans—and Anthony O'Neal reveals the 3 legal ways to protect your 2026 refund before the Treasury Offset Program takes every penny, including your child tax credits. ◼️ What You'll Discover: Why 10 million Americans could wake up in default by December 2025—and never see it coming The Treasury Offset Program loophole that lets them take your ENTIRE refund without a court order Sarah's story: How she protected her $3,200 refund and got completely out of default in 90 days The 7-day action plan that stops the government from touching your money Why the last 3 days of every month are your secret weapon in loan negotiations The credit repair strategy that removes defaults AND boosts your score 60-100 points ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT:
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