Are you thinking about buying a home, but unsure how global events or economic shifts might impact your decision? Do rising interest rates, inflation, or job security concerns have you second-guessing your next move? If you answered yes — this episode is for you. In this powerful episode, your hosts sit down with Megan Munley from Guild Mortgage , one of their trusted lending partners, to unpack how geopolitical events and economic trends are shaping the real estate market today. From tensions in the Middle East to domestic inflation and employment trends, Megan breaks down how these global forces affect mortgage rates, lending strategies, and overall housing affordability. You'll hear expert insights on: How international conflicts and government spending can sway interest rates The importance of responsible lending and preparation in uncertain times Why renters should pay close attention to their landlords’ financial decisions Practical tips on planning for homeownership despite external economic pressures Whether you're renting, buying, or simply keeping an eye on the market, this conversation will help you make smarter, more confident financial decisions. 🔍 Episode Breakdown: 00:00 – Introduction to Megan Munley 00:10 – Market fears & global events: Why they matter 01:09 – Meet your hosts & Megan’s background 02:46 – Megan’s journey into the mortgage industry 03:59 – What role does a lender really play? 07:22 – Geopolitics 101: Why your mortgage rate cares 10:40 – Inflation, employment & rate trends explained 17:26 – What’s next for the housing market? 21:17 – Philly’s market resilience 22:25 – Looking back: historical patterns 23:50 – Government spending and its ripple effects 24:03 – Interest rates & the impact of military budgets 25:42 – Unemployment and what job data tells us 28:19 – Mortgage contingency tips & job security 31:06 – Steps to prep for buying a home 37:02 – Renting vs. buying in uncertain times 38:46 – Final thoughts & key takeaways 👇 Connect with us: 👉 https://www.instagram.com/movingsuckspodcast/ 👉 https://www.tiktok.com/@millenniup 👉 https://www.instagram.com/asksethanything/ 👉 https://www.instagram.com/januskygetsitdone/ Watch the full episode on YouTube: https://www.youtube.com/@MovingSucksPodcast
