Navigating the Chase 5/24 Rule: Tips and Strategies

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All information was accurate at time of recording, however benefits and credit card details can and do change. Please always review the links in the show notes and check our blog for the most up-to-date info.

Welcome to Points for Normal People!

In this episode, I’m sharing everything you need to know about the Chase 5/24 rule, and teach you all the best tips on how to navigate it. 

If you’re getting started, understanding the Chase 5/24 rule will help you develop the best strategy to travel more with points.

ACTION STEPS:

• Find your 5/24 Status: Get a copy of your credit report from www.annualcreditreport.com and add up all new cards in the past 24 months. Don’t forget to add up cards that have been closed. 
• Remove Authorized User Cards: If you find you are an authorized user on a lot of accounts that were opened in the last 24 months, I recommend you begin the process of taking those off of your credit report.

ADDITIONAL RESOURCES:

• Removing Authorized User Accounts from Your Credit Report: https://www.doctorofcredit.com/removing-authorized-user-accounts-credit-report/
• Annual Credit Report: www.annualcreditreport.com  
• How to Open Business Credit Cards: https://katiestraveltricks.com/businesscards/

New Here?

Hi, I’m Katie from Katie’s Travel Tricks! I am here to help you learn the secrets that my family has been using for over a decade, using everyday expenses and welcome offers to supercharge your points earning. When you learn to do this, you can cover entire vacations every year.

Our family has been to Hawaii, Asia, the Caribbean, Europe — and more — all thanks to strategically earning and redeeming points. We've done this on a limited travel budget and now want to help you do it, too.

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