Myth: Opening credit cards will ruin your credit score

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All information was accurate at time of recording, however benefits and credit card details can and do change. Please always review the links in the show notes and check our blog for the most up-to-date info.

Welcome to Points for Normal People!

This episode has everything you need to know about credit scores and points. I share my credit scores, lay out key habits to keep your score high while opening cards for points, and help you understand the factors that influence your credit score. 

Enjoying the benefits of travel points does not have to negatively impact your credit score. Let me show you how to keep your credit score high as you grow your travel points.

ACTION STEPS:

• Sign up to monitor your credit: https://www.creditkarma.com/
• Freeze your credit bureau reports at Experian, TransUnion, and Equifax to further protect your identity

ADDITIONAL RESOURCES: 

https://www.aarp.org/money/credit-loans-debt/info-2024/credit-score-ruined-lessons.html 

New Here?

Hi, I’m Katie from Katie’s Travel Tricks! I am here to help you learn the secrets that my family has been using for over a decade, using everyday expenses and welcome offers to supercharge your points earning. When you learn to do this, you can cover entire vacations every year.

Our family has been to Hawaii, Asia, the Caribbean, Europe — and more — all thanks to strategically earning and redeeming points. We've done this on a limited travel budget and now want to help you do it, too.

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Advertiser Disclosure: Some of the card links and other products that appear on this podcast are from companies which Katie's Travel Tricks will earn an affiliate commission. Katie's Travel Tricks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this podcast is accurate as of the posting date. Some of the offers mentioned may no longer be available. Editorial Disclosure: Opinions expressed here are the autho...