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In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz explain how $9.99 tricks your brain into buying more subscriptions than you need.
By simply investing the $194 / month the average American has in subscriptions they don't use at 12% over 30 years, you'll have $678K in retirement.
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Invest in shares in great masterpieces from artists like Pablo Picasso, Banksy, Warhol, and more.
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🔥 Ready for a free 1% match on your IRA contribution or rollover? Sign up for Public and take advantage of that, click here!
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✅ Attend the 2025 Blossom Investor Tour, click here to buy tickets! blossomsocial.com/2025investortour
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🏠 Download the Rich Habits Real Estate Hacks, click here!
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💰 Download the 2025 Wealth-Building Workbook, click here!
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🚀 Join 700+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin, click here!
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⚡️ Sign up for the Rich Habits Newsletter and never miss a market-moving headline again, click here!
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⭐ Download our FREE Financial Planner – click here
⭐ Download our FREE Budgeting Template – click here
⭐ Earn 4.1% on your savings with a High-Yield Cash Account – click here
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👤 Explore everything Austin does – click here
👤 Explore everything Robert does – click here
❓ Ask us questions for our Q&A episodes – @richhabitspodcast on Instagram
📬 Inquire about working together – [email protected]
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Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/22/25, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default alloca