The Main Street Code – The Power of Zero and Tax-Free Retirement Planning – S7E16

Welcome to The Main Street Code for Financial Success!

In this episode, Neil Himmelstein breaks down the power of zero and why the way numbers are presented can change how you understand risk, returns, and retirement planning. He explains how indexing can help protect against market losses, how index universal life and index annuities work, and why tax-free and tax-deferred buckets matter when planning for retirement income. Neil also covers Social Security, 401(k)s, IRAs, Roth planning, guaranteed income riders, life insurance benefits, and the importance of giving yourself more flexibility before retirement.

Join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.

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Visit ⁠www.themainstreetcode.com⁠ for more information.