Are you putting off buying a home because you think you need 20% down? You’re not alone—and you’ve probably been misled. In this eye-opening episode of Moving Sucks, Seth breaks down the biggest myths around down payments and walks you through real, actionable strategies to fund your first home—even if you’re starting from zero. From misunderstood loan programs to family wealth you didn’t know could help, this episode is your guide to unlocking the door to homeownership faster and smarter than you thought possible. 🎧 Episode Breakdown 00:00 – Introduction: The Down Payment Dilemma 00:15 – Debunking the 20% Myth 01:07 – Creative Financing You Haven’t Considered 02:41 – FHA, VA, and USDA: Which Loan Fits You? 06:05 – Budgeting Hacks That Actually Work 08:18 – How to Use Family Wealth (Without It Getting Weird) 11:19 – Advanced Down Payment Strategies 13:47 – Why Financial Planning Beats Waiting 16:10 – Final Thoughts: Start Now, Not Later If you’ve been stuck waiting, guessing, or just feeling overwhelmed… this episode is for you. 👇 Connect with us: 👉 https://www.instagram.com/movingsuckspodcast/ 👉 https://www.tiktok.com/@millenniup 👉 https://www.instagram.com/asksethanything/ 👉 https://www.instagram.com/januskygetsitdone/ Watch the full episode on YouTube: https://www.youtube.com/@MovingSucksPodcast